Joseph 'T. J.' Smith

Time and time again, we find ourselves in a position where we are forced to do whatever it takes in order to get what we want. That's because we always want to try and get the best deal for our money. For example, when purchasing an automobile, we find ourselves negotiating with the sales person to try and get as much as we can for our old vehicle on the trade-in so that we can get a better deal on the vehicle we want to purchase. What we are really...